SBA Loans in Highland Park, TX
Looking for SBA loans in Highland Park to fund your expansion, acquisition, or working capital needs?
Looking for SBA loans in Highland Park to fund your expansion, acquisition, or working capital needs?
SBA loans
SBA 7(a) loans are government-guaranteed term loans that typically offer longer repayment periods and lower down-payment requirements than conventional bank loans. Businesses can use proceeds for real estate purchases, equipment, debt refinancing, or working capital. Highland Park's concentration of independent boutiques along Knox Street and professional-services firms near Mockingbird Lane often benefit from SBA financing when they need patient capital to acquire property, remodel storefronts, or consolidate existing debt without the pressure of short balloon payments.
SBA loans
As a licensed commercial-loan broker serving Highland Park and nearby communities, Harvestgate Business Capital matches your application to lenders who actively fund SBA deals in your industry. We prepare your financial package, help you gather the required documentation, and shepherd your file through underwriting. Our office is located at 200 Chisholm Pl, Plano, TX 75075, Richardson, TX, and you can reach us at (972) 674-8105 to discuss your scenario.
A family-owned restaurant near Highland Park Village wanted to purchase the building it had leased for years. The owner worked with Harvestgate to compile tax returns, a business plan, and lease-versus-own projections. After connecting with an SBA-preferred lender, the restaurant secured financing that covered the property acquisition and minor kitchen upgrades, locking in occupancy costs for the long term.
How it works
Checklist:
1. Confirm you have been in business at least two years with positive cash flow. 2. Gather three years of business and personal tax returns, interim profit-and-loss statements, and a current balance sheet. 3. Draft a brief narrative explaining how you will use the funds and how the investment strengthens revenue. 4. Call Harvestgate Business Capital at (972) 674-8105 to review eligibility and lender options. 5. Submit your completed package through our broker portal for lender matching. 6. Respond promptly to any underwriter requests for additional documentation or clarifications.
Learn more about SBA loans across Richardson or explore other financing programs on our Richardson hub page.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Richardson owners trust Harvestgate Business Capital