Harvestgate Business Capital brokers commercial financing for Murphy businesses across industries, from retail along FM 544 to service companies near Murphy Road. We connect you with lenders offering SBA 7(a) loans, working capital, equipment financing, business lines of credit, invoice factoring, merchant cash advances, short-term loans, and small business loans. Our licensed team helps Murphy owners compare programs, prepare applications, and secure the right funding structure for growth, inventory, payroll, or expansion.
Your Murphy business-funding checklist:
☐ Identify your funding need (equipment, inventory, real estate, cash flow). ☐ Gather three months of bank statements and recent tax returns. ☐ Call Harvestgate Business Capital at (972) 674-8105 to discuss program fit. ☐ Review lender options matched to your industry and timeline. ☐ Submit your application with broker guidance. ☐ Close and deploy capital into your Murphy operation.
Murphy's economy blends residential service businesses, healthcare practices near Texas Health Presbyterian Hospital Allen (serving Murphy residents), and retail anchored by the Murphy Marketplace shopping center. Because we broker rather than lend, we match your company, whether you're a contractor, medical office, or franchise, with lenders who specialize in your sector. You gain access to multiple funding programs without visiting multiple banks.
Murphy industries we serve include:
- Home-improvement contractors and HVAC services - Medical and dental practices - Retail shops and restaurants along FM 544 - Professional services and consulting firms - Logistics and distribution companies near US 75
Loan programs
Harvestgate Business Capital brokers a full suite of commercial financing. Each program serves distinct needs, and our job is to route you to the best match.
deliver long repayment terms and competitive structures for real estate purchases, major renovations, or large equipment packages. The Small Business Administration guarantees a portion of the loan, which lowers lender risk.
More on SBA 7(a) Loansfund day-to-day operations, payroll during slow seasons, inventory restocking, or marketing campaigns. These loans typically close faster than SBA products and use recent revenue history as the primary underwriting factor.
More on Working Capital Loanslets you acquire trucks, medical devices, kitchen equipment, or technology without depleting cash reserves. The equipment itself serves as collateral, which often streamlines approval.
More on Equipment FinancingA provides revolving access to capital, draw what you need, repay, and draw again. Use it for bridging invoice gaps, covering unexpected repairs, or seizing time-sensitive opportunities.
More on Business Lines of Creditconverts outstanding B2B invoices into immediate cash. You sell your receivables at a discount; the factoring company collects from your customer.
More on Invoice FactoringA provides a lump sum in exchange for a percentage of future credit-card sales. Repayment flexes with revenue, which appeals to restaurants and retail stores in Murphy Marketplace.
More on Merchant Cash Advancefund urgent needs, emergency repairs, tax payments, or inventory buys, with repayment periods under 18 months. Speed often trumps cost, so compare total repayment carefully.
More on Short-Term Business Loansbundle various products tailored to companies with annual revenue under $5 million. Whether you're launching a new location or refinancing debt, our broker network includes lenders focused on emerging Murphy enterprises.
More on Small Business LoansHow it works
Call (972) 674-8105 or visit our Plano office at 200 Chisholm Pl, Plano, TX 75075, Richardson, TX, about a 15-minute drive north via US 75 from Murphy. Step 2: Describe your funding goal, timeline, and current financials. Step 3: Receive a shortlist of lender programs matched to your industry. Step 4: We guide document preparation and answer underwriting questions. Step 5: Submit applications; we follow up with lenders on your behalf. Step 6: Review term sheets, select the best offer, and close.
Because we broker, you avoid the trial-and-error of applying to lenders one by one. We know which banks prioritize Murphy-area businesses and which programs fit retail versus service models.
What we broker
For Murphy businesses, matched to the right lender.
Learn moreFor Murphy businesses, matched to the right lender.
Learn moreFor Murphy businesses, matched to the right lender.
Learn moreFor Murphy businesses, matched to the right lender.
Learn moreFor Murphy businesses, matched to the right lender.
Learn moreFor Murphy businesses, matched to the right lender.
Learn moreFor Murphy businesses, matched to the right lender.
Learn moreFor Murphy businesses, matched to the right lender.
Learn moreServing the Murphy area
We know which lenders fund which kinds of Richardson businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Richardson owners trust Harvestgate Business Capital
