Need a business loan broker in Richardson who understands your industry? Harvestgate Business Capital is a licensed commercial business-loan broker at 200 Chisholm Pl, Plano, TX 75075, Richardson, TX, connecting Richardson companies to SBA 7(a) loans, working capital, equipment financing, commercial real estate loans, business lines of credit, invoice factoring, and specialized programs.
A business loan broker in Richardson shops your file to multiple lenders, identifies the programs that fit your industry and cash-flow profile, then assembles the application package underwriters want to see. Unlike a single bank, a small business lending broker accesses SBA lenders, alternative funders, and specialty finance companies that serve telecom contractors along the Telecom Corridor, healthcare suppliers near Methodist Richardson Medical Center, and distributors operating from the Belt Line logistics hubs. Harvestgate structures the request, negotiates terms, and keeps your file moving until funding closes.
Loan programs
As a business lending broker, Harvestgate connects Richardson clients to SBA 7(a) loans for acquisitions and expansions, working capital lines for seasonal inventory, equipment financing for manufacturing machinery or fleet vehicles, commercial real estate loans for owner-occupied warehouses, invoice factoring through broker factoring companies for immediate receivables cash, and hard money bridge loans when speed matters. Each program carries different collateral rules, repayment schedules, and underwriting criteria. We identify which lenders fund your NAICS code, then build the narrative that highlights your strengths.
How it works
Step 1: Call (972) 674-8105 to describe your funding need, industry, and timeline. Step 2: Gather three years of tax returns, interim profit-and-loss statements, a current balance sheet, and a brief use-of-funds memo. Step 3: Harvestgate submits your package to pre-qualified lenders and tracks responses. Step 4: Review term sheets together, choose the best fit, and complete lender-specific documents. Step 5: Close and receive funds, typically within three to eight weeks for SBA programs or days for factoring.
A Richardson HVAC contractor serving Addison, Murphy, and Sachse needed six service vans and diagnostic equipment before summer. The owner's bank offered only a five-year balloon note. Harvestgate, acting as an equipment finance broker, placed the deal with a lender specializing in trades contractors, securing a seven-year amortization that preserved cash flow during peak season. The contractor picked up the vans at a North Central Expressway dealership and deployed them the same week.
Service area
Richardson sits at the crossroads of the Telecom Corridor and the President George Bush Turnpike distribution network, home to software firms, medical-device importers, and light manufacturing. A business loan broker near me understands the 75080 and 75081 zip-code business mix and knows which lenders fund tech services, which prefer asset-backed deals, and which SBA broker relationships close fastest. Harvestgate also serves Allen, University Park, Highland Park, Farmers Branch, and Parker, ensuring you get the same industry-focused approach across the metro.
Explore our SBA 7(a) program page for acquisition financing, our equipment financing page for machinery and vehicles, or our Richardson business funding hub for a city overview. For immediate next steps, call (972) 674-8105 from our Richardson office.
Serving the Richardson area
We know which lenders fund which kinds of Richardson businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Richardson owners trust Harvestgate Business Capital
